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Dental Drama Continues

Benefits Coordinator (BC)just called me back.  Apparently the policy under which I got my dental insurance was written so as not to be "Cobra-eligible."  They're rewriting the policy but it is going to take 14 days to be effective.  So I can go to the dentist and either pay out of pocket and submit a claim myself or ask the dentist not to file the claim for two weeks.   Neither is really an option at all. 

So basically, I was offered Cobra coverage and elected to take it.  I paid for it and they cashed my check but I was not covered.  

Do I have any legal recourse here? 

I suggested to BC that if I could have paid out of pocket, I would have and that perhaps the company should pay for the treatment out of pocket and submit a claim to be reimbursed.   She just kind of stammered and said she didn't know what other information she could provide to me at this time.  I asked to speak to the chief admin.  She was away from her desk so now I'm awaiting another call back. 


( 3 comments — Leave a comment )
May. 17th, 2006 09:35 pm (UTC)
It takes my dentist a couple of weeks to file claims normally. Have you checked with them to see if this would be a problem?
May. 18th, 2006 02:55 am (UTC)
Oh, MAN I would be pissed. I don't know anything about legality, but there really ought to be something you can get.

Do you need any help, like, money or something? I'm not offering to be insulting or anything, I'm just worried about you.

Email me at redqueenmeg at diaryland.com if you need anything.
May. 18th, 2006 08:08 am (UTC)
Ugh! I'd be livid!!! How come the dentist won't not file the claim for 2 weeks? Is he not nice?
( 3 comments — Leave a comment )